Investment Property ROI Calculator — Littleton, CO
Calculate cap rate, cash-on-cash return, DSCR, and 10-year projected returns for Littleton rental properties. See if a deal meets the 1% rule before you make an offer.
Property Details
Enter your deal numbers
$112,500 down
Advanced settings
Cap Rate
3.83%
NOI ÷ Price
Cash-on-Cash
-7.42%
Annual CF ÷ Cash In
Monthly Cash Flow
$-752
After all expenses
1% Rule
0.62%
Below 1%
DSCR (Debt Service Coverage)
0.66x
Annual Cash Flow
$-9,020
10-Year Projection
Cumulative cash flow + equity buildup over time
Total Return After 10 Years
Cash Invested
$121,500
Cumulative Cash Flow
$-66,142
Equity at Sale
$316,871
Total Return
$138,230
Looking for investment properties in Littleton?
The attached home segment (condos/townhomes) currently offers better entry pricing and negotiating room. Single-family remains a strong long-term hold. Let's find your next deal.
Littleton Investment Property — FAQ
What's a good cap rate in Littleton?
Littleton single-family homes typically cap at 3-5% due to higher price points. Attached homes (condos/townhomes) can reach 5-7%. A cap rate above 5% is considered strong for this market. Remember: cap rate doesn't account for financing — use cash-on-cash return for that.
Does the 1% rule work in Littleton?
The 1% rule (monthly rent ≥ 1% of purchase price) is difficult to hit in Littleton's single-family market at current prices. You'll find better ratios on condos/townhomes or fixer-uppers. Focus on cash-on-cash return and appreciation potential instead of the 1% rule alone.
What DSCR do lenders require?
Most investment lenders want a DSCR of 1.25x or higher, meaning your NOI covers debt service by 25%+. Below 1.0x means the property loses money each month. DSCR loans are popular for investors who don't want to qualify based on personal income.
